Commercial Truck Financing

Financing built around your business.

Whether you are purchasing your first commercial truck, adding to an established fleet, or replacing an existing vehicle, the Rhode Island Truck Center finance team can help you explore financing options that fit your business and equipment needs.

Financing options for different business needs

Multiple Financing Sources

The dealership works with financing sources that serve a range of commercial customers and credit situations.

Owner-Operators & Small Businesses

Options may be available for established businesses, owner-operators, and customers purchasing their first commercial truck.

Fleet Purchases

Financing support is available for businesses adding one truck or planning a larger fleet purchase.

Vocational & Seasonal Businesses

Discuss structures that may better align with vocational use, business cash flow, and seasonal operations.

Trade-In Assistance

The value of an eligible trade may be applied toward the purchase and financing structure.

Secure Application

Ready to get started?

Complete the secure Dealertrack credit application to provide the finance team with the information needed to begin reviewing your request. Application requirements may vary depending on the business, transaction, and lender.

  • Business and contact information
  • Information about the owners or guarantors
  • The truck or equipment being considered
  • Trade-in information, when applicable
  • Supporting business or financial documents, if requested

You will be redirected to Rhode Island Truck Center’s secure Dealertrack application portal.

Prefer to talk first?

Financing a commercial truck can involve questions about down payment, term, trade value, business history, and the type of truck being purchased. Contact Matt before applying if you would like to discuss the truck and next steps.

Financing is subject to credit approval and lender requirements. Rates, terms, down payments, and documentation requirements vary. Submitting an application does not guarantee approval or specific financing terms.